LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,303
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,495
−HK$1,210/mo
Today · 4.125%
HK$40,705
baseline
▲ 0.50% · 4.625%
HK$43,182
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,410/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,612
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,755
−HK$1,159/mo
Today · 4.125%
HK$44,914
baseline
▲ 0.50% · 4.625%
HK$47,282
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,828/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,964
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,394
−HK$1,452/mo
Today · 4.125%
HK$48,846
baseline
▲ 0.50% · 4.625%
HK$51,819
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,692/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,135
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,506
−HK$1,391/mo
Today · 4.125%
HK$53,897
baseline
▲ 0.50% · 4.625%
HK$56,738
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,794/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,625
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,293
−HK$1,694/mo
Today · 4.125%
HK$56,987
baseline
▲ 0.50% · 4.625%
HK$60,455
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,974/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,657
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,257
−HK$1,623/mo
Today · 4.125%
HK$62,880
baseline
▲ 0.50% · 4.625%
HK$66,194
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,760/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,946
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,091
−HK$2,179/mo
Today · 4.125%
HK$73,270
baseline
▲ 0.50% · 4.625%
HK$77,728
+HK$4,458/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,540/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,702
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,759
−HK$2,087/mo
Today · 4.125%
HK$80,846
baseline
▲ 0.50% · 4.625%
HK$85,107
+HK$4,261/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,692/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,919 · Scale 2, in force from 26 Feb 2026)