LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,304
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,495
−HK$1,211/mo
Today · 4.125%
HK$40,706
baseline
▲ 0.50% · 4.625%
HK$43,183
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,412/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,613
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,755
−HK$1,160/mo
Today · 4.125%
HK$44,915
baseline
▲ 0.50% · 4.625%
HK$47,282
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,830/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,965
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,394
−HK$1,453/mo
Today · 4.125%
HK$48,847
baseline
▲ 0.50% · 4.625%
HK$51,819
+HK$2,972/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,694/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,135
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,506
−HK$1,392/mo
Today · 4.125%
HK$53,898
baseline
▲ 0.50% · 4.625%
HK$56,739
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,796/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,625
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,293
−HK$1,695/mo
Today · 4.125%
HK$56,988
baseline
▲ 0.50% · 4.625%
HK$60,456
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,976/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,658
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,258
−HK$1,623/mo
Today · 4.125%
HK$62,881
baseline
▲ 0.50% · 4.625%
HK$66,195
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,762/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,947
−HK$4,323/mo
▼ 0.25% · 3.875%
HK$71,091
−HK$2,179/mo
Today · 4.125%
HK$73,270
baseline
▲ 0.50% · 4.625%
HK$77,729
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,540/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,703
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,760
−HK$2,087/mo
Today · 4.125%
HK$80,847
baseline
▲ 0.50% · 4.625%
HK$85,108
+HK$4,261/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,694/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,926 · Scale 2, in force from 26 Feb 2026)