LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,304
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,496
−HK$1,210/mo
Today · 4.125%
HK$40,706
baseline
▲ 0.50% · 4.625%
HK$43,183
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,412/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,613
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,756
−HK$1,160/mo
Today · 4.125%
HK$44,916
baseline
▲ 0.50% · 4.625%
HK$47,283
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,832/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,965
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,395
−HK$1,453/mo
Today · 4.125%
HK$48,848
baseline
▲ 0.50% · 4.625%
HK$51,820
+HK$2,972/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,696/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,136
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,507
−HK$1,392/mo
Today · 4.125%
HK$53,899
baseline
▲ 0.50% · 4.625%
HK$56,740
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,798/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,626
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,294
−HK$1,695/mo
Today · 4.125%
HK$56,989
baseline
▲ 0.50% · 4.625%
HK$60,457
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,978/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,659
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,259
−HK$1,623/mo
Today · 4.125%
HK$62,882
baseline
▲ 0.50% · 4.625%
HK$66,196
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,764/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,948
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,093
−HK$2,179/mo
Today · 4.125%
HK$73,272
baseline
▲ 0.50% · 4.625%
HK$77,730
+HK$4,458/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,544/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,704
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,761
−HK$2,087/mo
Today · 4.125%
HK$80,848
baseline
▲ 0.50% · 4.625%
HK$85,110
+HK$4,262/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,696/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,936 · Scale 2, in force from 26 Feb 2026)