LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,306
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,497
−HK$1,211/mo
Today · 4.125%
HK$40,708
baseline
▲ 0.50% · 4.625%
HK$43,185
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,416/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,615
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,758
−HK$1,159/mo
Today · 4.125%
HK$44,917
baseline
▲ 0.50% · 4.625%
HK$47,285
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,834/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,967
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,397
−HK$1,452/mo
Today · 4.125%
HK$48,849
baseline
▲ 0.50% · 4.625%
HK$51,822
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,698/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,138
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,509
−HK$1,391/mo
Today · 4.125%
HK$53,900
baseline
▲ 0.50% · 4.625%
HK$56,742
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,800/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,628
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,296
−HK$1,695/mo
Today · 4.125%
HK$56,991
baseline
▲ 0.50% · 4.625%
HK$60,459
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,982/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,661
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,261
−HK$1,623/mo
Today · 4.125%
HK$62,884
baseline
▲ 0.50% · 4.625%
HK$66,199
+HK$3,315/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,768/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,950
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,095
−HK$2,179/mo
Today · 4.125%
HK$73,274
baseline
▲ 0.50% · 4.625%
HK$77,733
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,548/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,706
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,764
−HK$2,087/mo
Today · 4.125%
HK$80,851
baseline
▲ 0.50% · 4.625%
HK$85,112
+HK$4,261/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,702/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,957 · Scale 2, in force from 26 Feb 2026)