LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,306
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,498
−HK$1,210/mo
Today · 4.125%
HK$40,708
baseline
▲ 0.50% · 4.625%
HK$43,185
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,416/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,615
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,758
−HK$1,160/mo
Today · 4.125%
HK$44,918
baseline
▲ 0.50% · 4.625%
HK$47,285
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,836/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,967
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,397
−HK$1,453/mo
Today · 4.125%
HK$48,850
baseline
▲ 0.50% · 4.625%
HK$51,822
+HK$2,972/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,700/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,138
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,510
−HK$1,391/mo
Today · 4.125%
HK$53,901
baseline
▲ 0.50% · 4.625%
HK$56,742
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,802/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,629
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,297
−HK$1,695/mo
Today · 4.125%
HK$56,992
baseline
▲ 0.50% · 4.625%
HK$60,459
+HK$3,467/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,984/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,661
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,261
−HK$1,624/mo
Today · 4.125%
HK$62,885
baseline
▲ 0.50% · 4.625%
HK$66,199
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,770/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,951
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,096
−HK$2,179/mo
Today · 4.125%
HK$73,275
baseline
▲ 0.50% · 4.625%
HK$77,733
+HK$4,458/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,550/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,707
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,765
−HK$2,087/mo
Today · 4.125%
HK$80,852
baseline
▲ 0.50% · 4.625%
HK$85,113
+HK$4,261/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,704/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,964 · Scale 2, in force from 26 Feb 2026)