LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,308
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,499
−HK$1,211/mo
Today · 4.125%
HK$40,710
baseline
▲ 0.50% · 4.625%
HK$43,187
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,420/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,617
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,760
−HK$1,159/mo
Today · 4.125%
HK$44,919
baseline
▲ 0.50% · 4.625%
HK$47,287
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,838/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,969
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,399
−HK$1,453/mo
Today · 4.125%
HK$48,852
baseline
▲ 0.50% · 4.625%
HK$51,824
+HK$2,972/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,704/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,140
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,512
−HK$1,391/mo
Today · 4.125%
HK$53,903
baseline
▲ 0.50% · 4.625%
HK$56,745
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,806/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,631
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,299
−HK$1,695/mo
Today · 4.125%
HK$56,994
baseline
▲ 0.50% · 4.625%
HK$60,462
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,988/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,664
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,264
−HK$1,623/mo
Today · 4.125%
HK$62,887
baseline
▲ 0.50% · 4.625%
HK$66,202
+HK$3,315/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,774/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,954
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,099
−HK$2,179/mo
Today · 4.125%
HK$73,278
baseline
▲ 0.50% · 4.625%
HK$77,737
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,556/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,710
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,768
−HK$2,087/mo
Today · 4.125%
HK$80,855
baseline
▲ 0.50% · 4.625%
HK$85,117
+HK$4,262/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,710/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,990 · Scale 2, in force from 26 Feb 2026)