LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,308
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,500
−HK$1,210/mo
Today · 4.125%
HK$40,710
baseline
▲ 0.50% · 4.625%
HK$43,187
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,420/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,617
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,760
−HK$1,160/mo
Today · 4.125%
HK$44,920
baseline
▲ 0.50% · 4.625%
HK$47,287
+HK$2,367/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,840/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$629,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,970
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,399
−HK$1,453/mo
Today · 4.125%
HK$48,852
baseline
▲ 0.50% · 4.625%
HK$51,825
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,704/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,141
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,512
−HK$1,392/mo
Today · 4.125%
HK$53,904
baseline
▲ 0.50% · 4.625%
HK$56,745
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,808/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$629,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,631
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,299
−HK$1,695/mo
Today · 4.125%
HK$56,994
baseline
▲ 0.50% · 4.625%
HK$60,462
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,988/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,664
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,264
−HK$1,624/mo
Today · 4.125%
HK$62,888
baseline
▲ 0.50% · 4.625%
HK$66,202
+HK$3,314/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,776/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,954
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,099
−HK$2,179/mo
Today · 4.125%
HK$73,278
baseline
▲ 0.50% · 4.625%
HK$77,737
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,556/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,711
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$78,768
−HK$2,087/mo
Today · 4.125%
HK$80,855
baseline
▲ 0.50% · 4.625%
HK$85,117
+HK$4,262/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,710/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$629,994 · Scale 2, in force from 26 Feb 2026)