LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,311
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,503
−HK$1,210/mo
Today · 4.125%
HK$40,713
baseline
▲ 0.50% · 4.625%
HK$43,191
+HK$2,478/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,426/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,620
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,763
−HK$1,160/mo
Today · 4.125%
HK$44,923
baseline
▲ 0.50% · 4.625%
HK$47,291
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,846/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,973
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,403
−HK$1,453/mo
Today · 4.125%
HK$48,856
baseline
▲ 0.50% · 4.625%
HK$51,829
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,712/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,144
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,516
−HK$1,392/mo
Today · 4.125%
HK$53,908
baseline
▲ 0.50% · 4.625%
HK$56,749
+HK$2,841/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,816/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,635
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,304
−HK$1,695/mo
Today · 4.125%
HK$56,999
baseline
▲ 0.50% · 4.625%
HK$60,467
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,998/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,669
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$61,269
−HK$1,623/mo
Today · 4.125%
HK$62,892
baseline
▲ 0.50% · 4.625%
HK$66,207
+HK$3,315/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,784/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,959
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,105
−HK$2,179/mo
Today · 4.125%
HK$73,284
baseline
▲ 0.50% · 4.625%
HK$77,743
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,568/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,717
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,774
−HK$2,088/mo
Today · 4.125%
HK$80,862
baseline
▲ 0.50% · 4.625%
HK$85,124
+HK$4,262/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,724/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,042 · Scale 2, in force from 26 Feb 2026)