LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,312
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,504
−HK$1,210/mo
Today · 4.125%
HK$40,714
baseline
▲ 0.50% · 4.625%
HK$43,192
+HK$2,478/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,428/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,622
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,765
−HK$1,159/mo
Today · 4.125%
HK$44,924
baseline
▲ 0.50% · 4.625%
HK$47,292
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,848/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,974
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,404
−HK$1,453/mo
Today · 4.125%
HK$48,857
baseline
▲ 0.50% · 4.625%
HK$51,830
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,714/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,146
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,518
−HK$1,391/mo
Today · 4.125%
HK$53,909
baseline
▲ 0.50% · 4.625%
HK$56,751
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,818/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,637
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,305
−HK$1,695/mo
Today · 4.125%
HK$57,000
baseline
▲ 0.50% · 4.625%
HK$60,468
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,000/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,670
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,271
−HK$1,623/mo
Today · 4.125%
HK$62,894
baseline
▲ 0.50% · 4.625%
HK$66,209
+HK$3,315/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,788/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,961
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,106
−HK$2,180/mo
Today · 4.125%
HK$73,286
baseline
▲ 0.50% · 4.625%
HK$77,745
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,572/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,719
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,776
−HK$2,088/mo
Today · 4.125%
HK$80,864
baseline
▲ 0.50% · 4.625%
HK$85,126
+HK$4,262/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,728/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,059 · Scale 2, in force from 26 Feb 2026)