LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,313
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,504
−HK$1,211/mo
Today · 4.125%
HK$40,715
baseline
▲ 0.50% · 4.625%
HK$43,192
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,430/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,622
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,765
−HK$1,160/mo
Today · 4.125%
HK$44,925
baseline
▲ 0.50% · 4.625%
HK$47,293
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,850/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,975
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,405
−HK$1,453/mo
Today · 4.125%
HK$48,858
baseline
▲ 0.50% · 4.625%
HK$51,831
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,716/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,147
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,518
−HK$1,392/mo
Today · 4.125%
HK$53,910
baseline
▲ 0.50% · 4.625%
HK$56,752
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,820/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,638
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,306
−HK$1,695/mo
Today · 4.125%
HK$57,001
baseline
▲ 0.50% · 4.625%
HK$60,469
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,002/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,671
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,272
−HK$1,623/mo
Today · 4.125%
HK$62,895
baseline
▲ 0.50% · 4.625%
HK$66,210
+HK$3,315/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,790/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,963
−HK$4,324/mo
▼ 0.25% · 3.875%
HK$71,108
−HK$2,179/mo
Today · 4.125%
HK$73,287
baseline
▲ 0.50% · 4.625%
HK$77,746
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,574/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,720
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,778
−HK$2,087/mo
Today · 4.125%
HK$80,865
baseline
▲ 0.50% · 4.625%
HK$85,128
+HK$4,263/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,730/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,070 · Scale 2, in force from 26 Feb 2026)