LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,313
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,505
−HK$1,211/mo
Today · 4.125%
HK$40,716
baseline
▲ 0.50% · 4.625%
HK$43,193
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,432/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,623
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,766
−HK$1,160/mo
Today · 4.125%
HK$44,926
baseline
▲ 0.50% · 4.625%
HK$47,294
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,852/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,976
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,406
−HK$1,453/mo
Today · 4.125%
HK$48,859
baseline
▲ 0.50% · 4.625%
HK$51,832
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,718/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,147
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,519
−HK$1,392/mo
Today · 4.125%
HK$53,911
baseline
▲ 0.50% · 4.625%
HK$56,753
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,822/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,638
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,307
−HK$1,695/mo
Today · 4.125%
HK$57,002
baseline
▲ 0.50% · 4.625%
HK$60,470
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,004/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,672
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,272
−HK$1,624/mo
Today · 4.125%
HK$62,896
baseline
▲ 0.50% · 4.625%
HK$66,211
+HK$3,315/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,792/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,963
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,109
−HK$2,179/mo
Today · 4.125%
HK$73,288
baseline
▲ 0.50% · 4.625%
HK$77,748
+HK$4,460/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,576/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,721
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,779
−HK$2,087/mo
Today · 4.125%
HK$80,866
baseline
▲ 0.50% · 4.625%
HK$85,129
+HK$4,263/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,732/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,078 · Scale 2, in force from 26 Feb 2026)