LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,314
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,506
−HK$1,211/mo
Today · 4.125%
HK$40,717
baseline
▲ 0.50% · 4.625%
HK$43,194
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,434/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,624
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,767
−HK$1,160/mo
Today · 4.125%
HK$44,927
baseline
▲ 0.50% · 4.625%
HK$47,295
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,854/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,977
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,407
−HK$1,453/mo
Today · 4.125%
HK$48,860
baseline
▲ 0.50% · 4.625%
HK$51,833
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,720/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,149
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,520
−HK$1,392/mo
Today · 4.125%
HK$53,912
baseline
▲ 0.50% · 4.625%
HK$56,754
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,824/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,640
−HK$3,363/mo
▼ 0.25% · 3.875%
HK$55,308
−HK$1,695/mo
Today · 4.125%
HK$57,003
baseline
▲ 0.50% · 4.625%
HK$60,472
+HK$3,469/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,006/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,673
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,274
−HK$1,623/mo
Today · 4.125%
HK$62,897
baseline
▲ 0.50% · 4.625%
HK$66,213
+HK$3,316/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,794/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,965
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,110
−HK$2,180/mo
Today · 4.125%
HK$73,290
baseline
▲ 0.50% · 4.625%
HK$77,749
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,580/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,723
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,781
−HK$2,087/mo
Today · 4.125%
HK$80,868
baseline
▲ 0.50% · 4.625%
HK$85,131
+HK$4,263/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,736/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,093 · Scale 2, in force from 26 Feb 2026)