LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,315
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,507
−HK$1,211/mo
Today · 4.125%
HK$40,718
baseline
▲ 0.50% · 4.625%
HK$43,195
+HK$2,477/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,436/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,625
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,768
−HK$1,160/mo
Today · 4.125%
HK$44,928
baseline
▲ 0.50% · 4.625%
HK$47,296
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,856/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,978
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,408
−HK$1,453/mo
Today · 4.125%
HK$48,861
baseline
▲ 0.50% · 4.625%
HK$51,834
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,722/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,150
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,522
−HK$1,391/mo
Today · 4.125%
HK$53,913
baseline
▲ 0.50% · 4.625%
HK$56,755
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,826/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,641
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,309
−HK$1,696/mo
Today · 4.125%
HK$57,005
baseline
▲ 0.50% · 4.625%
HK$60,473
+HK$3,468/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,010/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,675
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,275
−HK$1,624/mo
Today · 4.125%
HK$62,899
baseline
▲ 0.50% · 4.625%
HK$66,215
+HK$3,316/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,798/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,967
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,112
−HK$2,180/mo
Today · 4.125%
HK$73,292
baseline
▲ 0.50% · 4.625%
HK$77,751
+HK$4,459/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,584/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,725
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$78,783
−HK$2,087/mo
Today · 4.125%
HK$80,870
baseline
▲ 0.50% · 4.625%
HK$85,133
+HK$4,263/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,740/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,109 · Scale 2, in force from 26 Feb 2026)