LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,317
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,509
−HK$1,211/mo
Today · 4.125%
HK$40,720
baseline
▲ 0.50% · 4.625%
HK$43,198
+HK$2,478/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,440/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,627
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,771
−HK$1,159/mo
Today · 4.125%
HK$44,930
baseline
▲ 0.50% · 4.625%
HK$47,299
+HK$2,369/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,860/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,980
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,411
−HK$1,453/mo
Today · 4.125%
HK$48,864
baseline
▲ 0.50% · 4.625%
HK$51,837
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,728/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,153
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,525
−HK$1,391/mo
Today · 4.125%
HK$53,916
baseline
▲ 0.50% · 4.625%
HK$56,758
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,832/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,644
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,312
−HK$1,696/mo
Today · 4.125%
HK$57,008
baseline
▲ 0.50% · 4.625%
HK$60,477
+HK$3,469/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,016/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,678
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,279
−HK$1,623/mo
Today · 4.125%
HK$62,902
baseline
▲ 0.50% · 4.625%
HK$66,218
+HK$3,316/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,804/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,971
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,116
−HK$2,180/mo
Today · 4.125%
HK$73,296
baseline
▲ 0.50% · 4.625%
HK$77,756
+HK$4,460/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,592/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,144 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,729
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,787
−HK$2,088/mo
Today · 4.125%
HK$80,875
baseline
▲ 0.50% · 4.625%
HK$85,138
+HK$4,263/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,750/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,144 · Scale 2, in force from 26 Feb 2026)