LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,320
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,512
−HK$1,211/mo
Today · 4.125%
HK$40,723
baseline
▲ 0.50% · 4.625%
HK$43,201
+HK$2,478/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,446/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,630
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,774
−HK$1,160/mo
Today · 4.125%
HK$44,934
baseline
▲ 0.50% · 4.625%
HK$47,302
+HK$2,368/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,868/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,984
−HK$2,883/mo
▼ 0.25% · 3.875%
HK$47,414
−HK$1,453/mo
Today · 4.125%
HK$48,867
baseline
▲ 0.50% · 4.625%
HK$51,841
+HK$2,974/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,734/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,157
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$52,529
−HK$1,391/mo
Today · 4.125%
HK$53,920
baseline
▲ 0.50% · 4.625%
HK$56,763
+HK$2,843/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,840/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,648
−HK$3,364/mo
▼ 0.25% · 3.875%
HK$55,317
−HK$1,695/mo
Today · 4.125%
HK$57,012
baseline
▲ 0.50% · 4.625%
HK$60,481
+HK$3,469/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,024/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,683
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$61,283
−HK$1,624/mo
Today · 4.125%
HK$62,907
baseline
▲ 0.50% · 4.625%
HK$66,223
+HK$3,316/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,814/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,976
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,121
−HK$2,180/mo
Today · 4.125%
HK$73,301
baseline
▲ 0.50% · 4.625%
HK$77,761
+HK$4,460/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$146,602/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,735
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,793
−HK$2,088/mo
Today · 4.125%
HK$80,881
baseline
▲ 0.50% · 4.625%
HK$85,144
+HK$4,263/mo
Deposit HK$1.68M · loan HK$15.12M · min. income ≈ HK$161,762/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,191 · Scale 2, in force from 26 Feb 2026)