LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,321
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,513
−HK$1,211/mo
Today · 4.125%
HK$40,724
baseline
▲ 0.50% · 4.625%
HK$43,202
+HK$2,478/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,448/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,632
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,775
−HK$1,160/mo
Today · 4.125%
HK$44,935
baseline
▲ 0.50% · 4.625%
HK$47,304
+HK$2,369/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,870/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,985
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,416
−HK$1,453/mo
Today · 4.125%
HK$48,869
baseline
▲ 0.50% · 4.625%
HK$51,842
+HK$2,973/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,738/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,158
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,530
−HK$1,392/mo
Today · 4.125%
HK$53,922
baseline
▲ 0.50% · 4.625%
HK$56,764
+HK$2,842/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,844/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,649
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,318
−HK$1,696/mo
Today · 4.125%
HK$57,014
baseline
▲ 0.50% · 4.625%
HK$60,483
+HK$3,469/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,028/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,684
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,285
−HK$1,624/mo
Today · 4.125%
HK$62,909
baseline
▲ 0.50% · 4.625%
HK$66,225
+HK$3,316/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,818/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,978
−HK$4,325/mo
▼ 0.25% · 3.875%
HK$71,123
−HK$2,180/mo
Today · 4.125%
HK$73,303
baseline
▲ 0.50% · 4.625%
HK$77,764
+HK$4,461/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,606/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,737
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,795
−HK$2,088/mo
Today · 4.125%
HK$80,883
baseline
▲ 0.50% · 4.625%
HK$85,147
+HK$4,264/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,766/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,210 · Scale 2, in force from 26 Feb 2026)