LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,325
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,517
−HK$1,211/mo
Today · 4.125%
HK$40,728
baseline
▲ 0.50% · 4.625%
HK$43,206
+HK$2,478/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,456/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,636
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$43,779
−HK$1,160/mo
Today · 4.125%
HK$44,939
baseline
▲ 0.50% · 4.625%
HK$47,308
+HK$2,369/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,878/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,989
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,420
−HK$1,453/mo
Today · 4.125%
HK$48,873
baseline
▲ 0.50% · 4.625%
HK$51,847
+HK$2,974/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,746/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,163
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,535
−HK$1,392/mo
Today · 4.125%
HK$53,927
baseline
▲ 0.50% · 4.625%
HK$56,770
+HK$2,843/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,854/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,654
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,323
−HK$1,696/mo
Today · 4.125%
HK$57,019
baseline
▲ 0.50% · 4.625%
HK$60,488
+HK$3,469/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$114,038/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,690
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,291
−HK$1,624/mo
Today · 4.125%
HK$62,915
baseline
▲ 0.50% · 4.625%
HK$66,231
+HK$3,316/mo
Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$125,830/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,984
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,130
−HK$2,180/mo
Today · 4.125%
HK$73,310
baseline
▲ 0.50% · 4.625%
HK$77,771
+HK$4,461/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,620/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,744
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,802
−HK$2,089/mo
Today · 4.125%
HK$80,891
baseline
▲ 0.50% · 4.625%
HK$85,154
+HK$4,263/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,782/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,268 · Scale 2, in force from 26 Feb 2026)