LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,327
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,519
−HK$1,211/mo
Today · 4.125%
HK$40,730
baseline
▲ 0.50% · 4.625%
HK$43,209
+HK$2,479/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,460/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,638
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,782
−HK$1,160/mo
Today · 4.125%
HK$44,942
baseline
▲ 0.50% · 4.625%
HK$47,311
+HK$2,369/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,884/mo (50% DSR)
Upfront cash ≈ HK$9.03M (deposit + AVD stamp duty HK$630,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,992
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,423
−HK$1,453/mo
Today · 4.125%
HK$48,876
baseline
▲ 0.50% · 4.625%
HK$51,850
+HK$2,974/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$97,752/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,166
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,538
−HK$1,392/mo
Today · 4.125%
HK$53,930
baseline
▲ 0.50% · 4.625%
HK$56,773
+HK$2,843/mo
Deposit HK$6.72M · loan HK$10.08M · min. income ≈ HK$107,860/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,657
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,326
−HK$1,696/mo
Today · 4.125%
HK$57,022
baseline
▲ 0.50% · 4.625%
HK$60,492
+HK$3,470/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,044/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,693
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,294
−HK$1,624/mo
Today · 4.125%
HK$62,918
baseline
▲ 0.50% · 4.625%
HK$66,235
+HK$3,317/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,836/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,988
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,134
−HK$2,180/mo
Today · 4.125%
HK$73,314
baseline
▲ 0.50% · 4.625%
HK$77,775
+HK$4,461/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,628/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,749
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$78,807
−HK$2,088/mo
Today · 4.125%
HK$80,895
baseline
▲ 0.50% · 4.625%
HK$85,159
+HK$4,264/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,790/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,304 · Scale 2, in force from 26 Feb 2026)