LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,330
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$39,522
−HK$1,211/mo
Today · 4.125%
HK$40,733
baseline
▲ 0.50% · 4.625%
HK$43,212
+HK$2,479/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,466/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,641
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,785
−HK$1,160/mo
Today · 4.125%
HK$44,945
baseline
▲ 0.50% · 4.625%
HK$47,314
+HK$2,369/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,890/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,996
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,426
−HK$1,454/mo
Today · 4.125%
HK$48,880
baseline
▲ 0.50% · 4.625%
HK$51,854
+HK$2,974/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$97,760/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,170
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,542
−HK$1,392/mo
Today · 4.125%
HK$53,934
baseline
▲ 0.50% · 4.625%
HK$56,777
+HK$2,843/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$107,868/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,661
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,331
−HK$1,695/mo
Today · 4.125%
HK$57,026
baseline
▲ 0.50% · 4.625%
HK$60,496
+HK$3,470/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,052/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,698
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$61,299
−HK$1,624/mo
Today · 4.125%
HK$62,923
baseline
▲ 0.50% · 4.625%
HK$66,240
+HK$3,317/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,846/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,993
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,139
−HK$2,181/mo
Today · 4.125%
HK$73,320
baseline
▲ 0.50% · 4.625%
HK$77,781
+HK$4,461/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,640/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,754
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,813
−HK$2,088/mo
Today · 4.125%
HK$80,901
baseline
▲ 0.50% · 4.625%
HK$85,166
+HK$4,265/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,802/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,350 · Scale 2, in force from 26 Feb 2026)