LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,330
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,523
−HK$1,211/mo
Today · 4.125%
HK$40,734
baseline
▲ 0.50% · 4.625%
HK$43,213
+HK$2,479/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$81,468/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,642
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,786
−HK$1,160/mo
Today · 4.125%
HK$44,946
baseline
▲ 0.50% · 4.625%
HK$47,315
+HK$2,369/mo
Deposit HK$8.40M · loan HK$8.40M · min. income ≈ HK$89,892/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,997
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,427
−HK$1,454/mo
Today · 4.125%
HK$48,881
baseline
▲ 0.50% · 4.625%
HK$51,855
+HK$2,974/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$97,762/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,171
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,543
−HK$1,392/mo
Today · 4.125%
HK$53,935
baseline
▲ 0.50% · 4.625%
HK$56,778
+HK$2,843/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$107,870/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,663
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,332
−HK$1,696/mo
Today · 4.125%
HK$57,028
baseline
▲ 0.50% · 4.625%
HK$60,498
+HK$3,470/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,056/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,699
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,300
−HK$1,625/mo
Today · 4.125%
HK$62,925
baseline
▲ 0.50% · 4.625%
HK$66,241
+HK$3,316/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,850/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,995
−HK$4,326/mo
▼ 0.25% · 3.875%
HK$71,141
−HK$2,180/mo
Today · 4.125%
HK$73,321
baseline
▲ 0.50% · 4.625%
HK$77,783
+HK$4,462/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,642/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,756
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,815
−HK$2,088/mo
Today · 4.125%
HK$80,903
baseline
▲ 0.50% · 4.625%
HK$85,167
+HK$4,264/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,806/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,365 · Scale 2, in force from 26 Feb 2026)