LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,333
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,525
−HK$1,212/mo
Today · 4.125%
HK$40,737
baseline
▲ 0.50% · 4.625%
HK$43,216
+HK$2,479/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,474/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,645
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,789
−HK$1,160/mo
Today · 4.125%
HK$44,949
baseline
▲ 0.50% · 4.625%
HK$47,318
+HK$2,369/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,898/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,000
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,430
−HK$1,454/mo
Today · 4.125%
HK$48,884
baseline
▲ 0.50% · 4.625%
HK$51,859
+HK$2,975/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$97,768/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,174
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,547
−HK$1,392/mo
Today · 4.125%
HK$53,939
baseline
▲ 0.50% · 4.625%
HK$56,782
+HK$2,843/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$107,878/mo (50% DSR)
Upfront cash ≈ HK$7.35M (deposit + AVD stamp duty HK$630,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,666
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,335
−HK$1,697/mo
Today · 4.125%
HK$57,032
baseline
▲ 0.50% · 4.625%
HK$60,502
+HK$3,470/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,064/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,703
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,304
−HK$1,625/mo
Today · 4.125%
HK$62,929
baseline
▲ 0.50% · 4.625%
HK$66,246
+HK$3,317/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,858/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,999
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,146
−HK$2,180/mo
Today · 4.125%
HK$73,326
baseline
▲ 0.50% · 4.625%
HK$77,788
+HK$4,462/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,652/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,761
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,820
−HK$2,088/mo
Today · 4.125%
HK$80,908
baseline
▲ 0.50% · 4.625%
HK$85,173
+HK$4,265/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,816/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,406 · Scale 2, in force from 26 Feb 2026)