LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,335
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,527
−HK$1,212/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$43,218
+HK$2,479/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,647
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,791
−HK$1,160/mo
Today · 4.125%
HK$44,951
baseline
▲ 0.50% · 4.625%
HK$47,321
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,902/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,002
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,433
−HK$1,453/mo
Today · 4.125%
HK$48,886
baseline
▲ 0.50% · 4.625%
HK$51,861
+HK$2,975/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$97,772/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,176
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,549
−HK$1,392/mo
Today · 4.125%
HK$53,941
baseline
▲ 0.50% · 4.625%
HK$56,785
+HK$2,844/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$107,882/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,669
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,338
−HK$1,696/mo
Today · 4.125%
HK$57,034
baseline
▲ 0.50% · 4.625%
HK$60,505
+HK$3,471/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,068/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,706
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,307
−HK$1,625/mo
Today · 4.125%
HK$62,932
baseline
▲ 0.50% · 4.625%
HK$66,249
+HK$3,317/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,864/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,003
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,149
−HK$2,181/mo
Today · 4.125%
HK$73,330
baseline
▲ 0.50% · 4.625%
HK$77,792
+HK$4,462/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,660/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,765
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$78,823
−HK$2,089/mo
Today · 4.125%
HK$80,912
baseline
▲ 0.50% · 4.625%
HK$85,177
+HK$4,265/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,824/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,435 · Scale 2, in force from 26 Feb 2026)