LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,335
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,528
−HK$1,211/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$43,218
+HK$2,479/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,648
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,792
−HK$1,160/mo
Today · 4.125%
HK$44,952
baseline
▲ 0.50% · 4.625%
HK$47,321
+HK$2,369/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,904/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,003
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,434
−HK$1,453/mo
Today · 4.125%
HK$48,887
baseline
▲ 0.50% · 4.625%
HK$51,862
+HK$2,975/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$97,774/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,177
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,550
−HK$1,392/mo
Today · 4.125%
HK$53,942
baseline
▲ 0.50% · 4.625%
HK$56,786
+HK$2,844/mo
Deposit HK$6.72M · loan HK$10.09M · min. income ≈ HK$107,884/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,670
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,339
−HK$1,696/mo
Today · 4.125%
HK$57,035
baseline
▲ 0.50% · 4.625%
HK$60,506
+HK$3,471/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,070/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,707
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,308
−HK$1,625/mo
Today · 4.125%
HK$62,933
baseline
▲ 0.50% · 4.625%
HK$66,250
+HK$3,317/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,866/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,004
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,150
−HK$2,181/mo
Today · 4.125%
HK$73,331
baseline
▲ 0.50% · 4.625%
HK$77,793
+HK$4,462/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,662/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,766
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,825
−HK$2,089/mo
Today · 4.125%
HK$80,914
baseline
▲ 0.50% · 4.625%
HK$85,179
+HK$4,265/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,828/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,447 · Scale 2, in force from 26 Feb 2026)