LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,338
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,530
−HK$1,212/mo
Today · 4.125%
HK$40,742
baseline
▲ 0.50% · 4.625%
HK$43,221
+HK$2,479/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,484/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,650
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,794
−HK$1,160/mo
Today · 4.125%
HK$44,954
baseline
▲ 0.50% · 4.625%
HK$47,324
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,908/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,005
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,436
−HK$1,454/mo
Today · 4.125%
HK$48,890
baseline
▲ 0.50% · 4.625%
HK$51,865
+HK$2,975/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,780/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,180
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,553
−HK$1,392/mo
Today · 4.125%
HK$53,945
baseline
▲ 0.50% · 4.625%
HK$56,789
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,890/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,673
−HK$3,365/mo
▼ 0.25% · 3.875%
HK$55,342
−HK$1,696/mo
Today · 4.125%
HK$57,038
baseline
▲ 0.50% · 4.625%
HK$60,509
+HK$3,471/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,076/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,710
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,312
−HK$1,624/mo
Today · 4.125%
HK$62,936
baseline
▲ 0.50% · 4.625%
HK$66,254
+HK$3,318/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,872/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,008
−HK$4,327/mo
▼ 0.25% · 3.875%
HK$71,154
−HK$2,181/mo
Today · 4.125%
HK$73,335
baseline
▲ 0.50% · 4.625%
HK$77,797
+HK$4,462/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,670/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,770
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,829
−HK$2,089/mo
Today · 4.125%
HK$80,918
baseline
▲ 0.50% · 4.625%
HK$85,183
+HK$4,265/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,836/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,482 · Scale 2, in force from 26 Feb 2026)