LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,339
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,531
−HK$1,212/mo
Today · 4.125%
HK$40,743
baseline
▲ 0.50% · 4.625%
HK$43,222
+HK$2,479/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,486/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,651
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,795
−HK$1,161/mo
Today · 4.125%
HK$44,956
baseline
▲ 0.50% · 4.625%
HK$47,325
+HK$2,369/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,912/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,006
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,437
−HK$1,454/mo
Today · 4.125%
HK$48,891
baseline
▲ 0.50% · 4.625%
HK$51,866
+HK$2,975/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,782/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,182
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,554
−HK$1,393/mo
Today · 4.125%
HK$53,947
baseline
▲ 0.50% · 4.625%
HK$56,790
+HK$2,843/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,894/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,674
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,344
−HK$1,696/mo
Today · 4.125%
HK$57,040
baseline
▲ 0.50% · 4.625%
HK$60,511
+HK$3,471/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,080/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,712
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,313
−HK$1,625/mo
Today · 4.125%
HK$62,938
baseline
▲ 0.50% · 4.625%
HK$66,255
+HK$3,317/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,876/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,009
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,156
−HK$2,181/mo
Today · 4.125%
HK$73,337
baseline
▲ 0.50% · 4.625%
HK$77,799
+HK$4,462/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,674/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,772
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,831
−HK$2,089/mo
Today · 4.125%
HK$80,920
baseline
▲ 0.50% · 4.625%
HK$85,185
+HK$4,265/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,840/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,498 · Scale 2, in force from 26 Feb 2026)