LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,340
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,533
−HK$1,211/mo
Today · 4.125%
HK$40,744
baseline
▲ 0.50% · 4.625%
HK$43,224
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,488/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,653
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,797
−HK$1,160/mo
Today · 4.125%
HK$44,957
baseline
▲ 0.50% · 4.625%
HK$47,327
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,914/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,008
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,439
−HK$1,454/mo
Today · 4.125%
HK$48,893
baseline
▲ 0.50% · 4.625%
HK$51,868
+HK$2,975/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,786/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,184
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,556
−HK$1,393/mo
Today · 4.125%
HK$53,949
baseline
▲ 0.50% · 4.625%
HK$56,793
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,898/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,676
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,346
−HK$1,696/mo
Today · 4.125%
HK$57,042
baseline
▲ 0.50% · 4.625%
HK$60,513
+HK$3,471/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,084/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,714
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,316
−HK$1,624/mo
Today · 4.125%
HK$62,940
baseline
▲ 0.50% · 4.625%
HK$66,258
+HK$3,318/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,880/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$630,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,012
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,159
−HK$2,181/mo
Today · 4.125%
HK$73,340
baseline
▲ 0.50% · 4.625%
HK$77,802
+HK$4,462/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,680/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,775
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$78,834
−HK$2,089/mo
Today · 4.125%
HK$80,923
baseline
▲ 0.50% · 4.625%
HK$85,189
+HK$4,266/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,846/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,523 · Scale 2, in force from 26 Feb 2026)