LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,342
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,535
−HK$1,212/mo
Today · 4.125%
HK$40,747
baseline
▲ 0.50% · 4.625%
HK$43,226
+HK$2,479/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,494/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,655
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,799
−HK$1,161/mo
Today · 4.125%
HK$44,960
baseline
▲ 0.50% · 4.625%
HK$47,330
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,920/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,011
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,442
−HK$1,454/mo
Today · 4.125%
HK$48,896
baseline
▲ 0.50% · 4.625%
HK$51,871
+HK$2,975/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,792/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,186
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,559
−HK$1,393/mo
Today · 4.125%
HK$53,952
baseline
▲ 0.50% · 4.625%
HK$56,796
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,904/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,679
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,349
−HK$1,696/mo
Today · 4.125%
HK$57,045
baseline
▲ 0.50% · 4.625%
HK$60,516
+HK$3,471/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,090/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,717
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,319
−HK$1,625/mo
Today · 4.125%
HK$62,944
baseline
▲ 0.50% · 4.625%
HK$66,262
+HK$3,318/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,888/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,016
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,163
−HK$2,181/mo
Today · 4.125%
HK$73,344
baseline
▲ 0.50% · 4.625%
HK$77,807
+HK$4,463/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,688/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,779
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,839
−HK$2,089/mo
Today · 4.125%
HK$80,928
baseline
▲ 0.50% · 4.625%
HK$85,193
+HK$4,265/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,856/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,557 · Scale 2, in force from 26 Feb 2026)