LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,345
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,537
−HK$1,212/mo
Today · 4.125%
HK$40,749
baseline
▲ 0.50% · 4.625%
HK$43,229
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,498/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,658
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,802
−HK$1,161/mo
Today · 4.125%
HK$44,963
baseline
▲ 0.50% · 4.625%
HK$47,333
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,926/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,013
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,445
−HK$1,454/mo
Today · 4.125%
HK$48,899
baseline
▲ 0.50% · 4.625%
HK$51,874
+HK$2,975/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,798/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,189
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,562
−HK$1,393/mo
Today · 4.125%
HK$53,955
baseline
▲ 0.50% · 4.625%
HK$56,799
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,910/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,682
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,352
−HK$1,697/mo
Today · 4.125%
HK$57,049
baseline
▲ 0.50% · 4.625%
HK$60,520
+HK$3,471/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,098/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,721
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,323
−HK$1,625/mo
Today · 4.125%
HK$62,948
baseline
▲ 0.50% · 4.625%
HK$66,266
+HK$3,318/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,896/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,020
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,167
−HK$2,181/mo
Today · 4.125%
HK$73,348
baseline
▲ 0.50% · 4.625%
HK$77,811
+HK$4,463/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,696/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,784
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,844
−HK$2,089/mo
Today · 4.125%
HK$80,933
baseline
▲ 0.50% · 4.625%
HK$85,199
+HK$4,266/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,866/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,596 · Scale 2, in force from 26 Feb 2026)