LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,345
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,538
−HK$1,212/mo
Today · 4.125%
HK$40,750
baseline
▲ 0.50% · 4.625%
HK$43,229
+HK$2,479/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,500/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,658
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,803
−HK$1,160/mo
Today · 4.125%
HK$44,963
baseline
▲ 0.50% · 4.625%
HK$47,333
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,926/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,014
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,445
−HK$1,454/mo
Today · 4.125%
HK$48,899
baseline
▲ 0.50% · 4.625%
HK$51,875
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,798/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,190
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,563
−HK$1,393/mo
Today · 4.125%
HK$53,956
baseline
▲ 0.50% · 4.625%
HK$56,800
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,912/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,683
−HK$3,366/mo
▼ 0.25% · 3.875%
HK$55,353
−HK$1,696/mo
Today · 4.125%
HK$57,049
baseline
▲ 0.50% · 4.625%
HK$60,521
+HK$3,472/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$114,098/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,722
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$61,324
−HK$1,624/mo
Today · 4.125%
HK$62,948
baseline
▲ 0.50% · 4.625%
HK$66,266
+HK$3,318/mo
Deposit HK$5.04M · loan HK$11.77M · min. income ≈ HK$125,896/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,021
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,168
−HK$2,181/mo
Today · 4.125%
HK$73,349
baseline
▲ 0.50% · 4.625%
HK$77,812
+HK$4,463/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$146,698/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,785
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,845
−HK$2,089/mo
Today · 4.125%
HK$80,934
baseline
▲ 0.50% · 4.625%
HK$85,200
+HK$4,266/mo
Deposit HK$1.68M · loan HK$15.13M · min. income ≈ HK$161,868/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,604 · Scale 2, in force from 26 Feb 2026)