LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,346
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,539
−HK$1,212/mo
Today · 4.125%
HK$40,751
baseline
▲ 0.50% · 4.625%
HK$43,231
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,502/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,660
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,804
−HK$1,161/mo
Today · 4.125%
HK$44,965
baseline
▲ 0.50% · 4.625%
HK$47,335
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,930/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,016
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,447
−HK$1,454/mo
Today · 4.125%
HK$48,901
baseline
▲ 0.50% · 4.625%
HK$51,877
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,802/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,192
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,565
−HK$1,393/mo
Today · 4.125%
HK$53,958
baseline
▲ 0.50% · 4.625%
HK$56,802
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,916/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,685
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,355
−HK$1,697/mo
Today · 4.125%
HK$57,052
baseline
▲ 0.50% · 4.625%
HK$60,523
+HK$3,471/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$114,104/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,724
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,326
−HK$1,625/mo
Today · 4.125%
HK$62,951
baseline
▲ 0.50% · 4.625%
HK$66,269
+HK$3,318/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$125,902/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,024
−HK$4,328/mo
▼ 0.25% · 3.875%
HK$71,171
−HK$2,181/mo
Today · 4.125%
HK$73,352
baseline
▲ 0.50% · 4.625%
HK$77,815
+HK$4,463/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,704/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,788
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,848
−HK$2,089/mo
Today · 4.125%
HK$80,937
baseline
▲ 0.50% · 4.625%
HK$85,203
+HK$4,266/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,874/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,628 · Scale 2, in force from 26 Feb 2026)