LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,348
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,541
−HK$1,212/mo
Today · 4.125%
HK$40,753
baseline
▲ 0.50% · 4.625%
HK$43,232
+HK$2,479/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,506/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,662
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,806
−HK$1,160/mo
Today · 4.125%
HK$44,966
baseline
▲ 0.50% · 4.625%
HK$47,337
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,932/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,017
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,449
−HK$1,454/mo
Today · 4.125%
HK$48,903
baseline
▲ 0.50% · 4.625%
HK$51,879
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,806/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,194
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,567
−HK$1,393/mo
Today · 4.125%
HK$53,960
baseline
▲ 0.50% · 4.625%
HK$56,804
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,920/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,687
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,357
−HK$1,697/mo
Today · 4.125%
HK$57,054
baseline
▲ 0.50% · 4.625%
HK$60,525
+HK$3,471/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$114,108/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,726
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,328
−HK$1,625/mo
Today · 4.125%
HK$62,953
baseline
▲ 0.50% · 4.625%
HK$66,271
+HK$3,318/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$125,906/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,026
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,173
−HK$2,182/mo
Today · 4.125%
HK$73,355
baseline
▲ 0.50% · 4.625%
HK$77,818
+HK$4,463/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,710/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,791
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,850
−HK$2,090/mo
Today · 4.125%
HK$80,940
baseline
▲ 0.50% · 4.625%
HK$85,206
+HK$4,266/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,880/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,650 · Scale 2, in force from 26 Feb 2026)