LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,349
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,541
−HK$1,212/mo
Today · 4.125%
HK$40,753
baseline
▲ 0.50% · 4.625%
HK$43,233
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,506/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,662
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,807
−HK$1,160/mo
Today · 4.125%
HK$44,967
baseline
▲ 0.50% · 4.625%
HK$47,338
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,934/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,018
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,450
−HK$1,454/mo
Today · 4.125%
HK$48,904
baseline
▲ 0.50% · 4.625%
HK$51,880
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,808/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,195
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,568
−HK$1,393/mo
Today · 4.125%
HK$53,961
baseline
▲ 0.50% · 4.625%
HK$56,805
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,922/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,688
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,358
−HK$1,697/mo
Today · 4.125%
HK$57,055
baseline
▲ 0.50% · 4.625%
HK$60,526
+HK$3,471/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$114,110/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,727
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,329
−HK$1,625/mo
Today · 4.125%
HK$62,954
baseline
▲ 0.50% · 4.625%
HK$66,273
+HK$3,319/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$125,908/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,027
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,175
−HK$2,181/mo
Today · 4.125%
HK$73,356
baseline
▲ 0.50% · 4.625%
HK$77,820
+HK$4,464/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,712/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,792
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,852
−HK$2,089/mo
Today · 4.125%
HK$80,941
baseline
▲ 0.50% · 4.625%
HK$85,208
+HK$4,267/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,882/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,663 · Scale 2, in force from 26 Feb 2026)