LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,351
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,544
−HK$1,212/mo
Today · 4.125%
HK$40,756
baseline
▲ 0.50% · 4.625%
HK$43,236
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,512/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,665
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,809
−HK$1,161/mo
Today · 4.125%
HK$44,970
baseline
▲ 0.50% · 4.625%
HK$47,340
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,940/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,021
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,452
−HK$1,455/mo
Today · 4.125%
HK$48,907
baseline
▲ 0.50% · 4.625%
HK$51,883
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,814/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,198
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,571
−HK$1,393/mo
Today · 4.125%
HK$53,964
baseline
▲ 0.50% · 4.625%
HK$56,808
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,928/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,691
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,361
−HK$1,697/mo
Today · 4.125%
HK$57,058
baseline
▲ 0.50% · 4.625%
HK$60,530
+HK$3,472/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$114,116/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,731
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,333
−HK$1,625/mo
Today · 4.125%
HK$62,958
baseline
▲ 0.50% · 4.625%
HK$66,276
+HK$3,318/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$125,916/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,031
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,179
−HK$2,181/mo
Today · 4.125%
HK$73,360
baseline
▲ 0.50% · 4.625%
HK$77,824
+HK$4,464/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,720/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,797
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,856
−HK$2,090/mo
Today · 4.125%
HK$80,946
baseline
▲ 0.50% · 4.625%
HK$85,212
+HK$4,266/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,892/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,698 · Scale 2, in force from 26 Feb 2026)