LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,352
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,545
−HK$1,212/mo
Today · 4.125%
HK$40,757
baseline
▲ 0.50% · 4.625%
HK$43,237
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,514/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,667
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,811
−HK$1,161/mo
Today · 4.125%
HK$44,972
baseline
▲ 0.50% · 4.625%
HK$47,342
+HK$2,370/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,944/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,023
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,454
−HK$1,455/mo
Today · 4.125%
HK$48,909
baseline
▲ 0.50% · 4.625%
HK$51,885
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,818/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,200
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,573
−HK$1,393/mo
Today · 4.125%
HK$53,966
baseline
▲ 0.50% · 4.625%
HK$56,811
+HK$2,845/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,932/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,693
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,364
−HK$1,696/mo
Today · 4.125%
HK$57,060
baseline
▲ 0.50% · 4.625%
HK$60,532
+HK$3,472/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$114,120/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,733
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,335
−HK$1,626/mo
Today · 4.125%
HK$62,961
baseline
▲ 0.50% · 4.625%
HK$66,279
+HK$3,318/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$125,922/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,034
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,182
−HK$2,181/mo
Today · 4.125%
HK$73,363
baseline
▲ 0.50% · 4.625%
HK$77,827
+HK$4,464/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,726/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,800
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,860
−HK$2,089/mo
Today · 4.125%
HK$80,949
baseline
▲ 0.50% · 4.625%
HK$85,216
+HK$4,267/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,898/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,726 · Scale 2, in force from 26 Feb 2026)