LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,353
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,546
−HK$1,212/mo
Today · 4.125%
HK$40,758
baseline
▲ 0.50% · 4.625%
HK$43,238
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,516/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,668
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,812
−HK$1,161/mo
Today · 4.125%
HK$44,973
baseline
▲ 0.50% · 4.625%
HK$47,344
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,946/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,024
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,456
−HK$1,454/mo
Today · 4.125%
HK$48,910
baseline
▲ 0.50% · 4.625%
HK$51,886
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,820/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,201
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,574
−HK$1,394/mo
Today · 4.125%
HK$53,968
baseline
▲ 0.50% · 4.625%
HK$56,812
+HK$2,844/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,936/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,695
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,365
−HK$1,697/mo
Today · 4.125%
HK$57,062
baseline
▲ 0.50% · 4.625%
HK$60,534
+HK$3,472/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$114,124/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,735
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,337
−HK$1,625/mo
Today · 4.125%
HK$62,962
baseline
▲ 0.50% · 4.625%
HK$66,281
+HK$3,319/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$125,924/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,036
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,183
−HK$2,182/mo
Today · 4.125%
HK$73,365
baseline
▲ 0.50% · 4.625%
HK$77,829
+HK$4,464/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,730/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,802
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,862
−HK$2,089/mo
Today · 4.125%
HK$80,951
baseline
▲ 0.50% · 4.625%
HK$85,218
+HK$4,267/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,902/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,741 · Scale 2, in force from 26 Feb 2026)