LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,355
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,548
−HK$1,212/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$43,241
+HK$2,481/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,670
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,814
−HK$1,161/mo
Today · 4.125%
HK$44,975
baseline
▲ 0.50% · 4.625%
HK$47,346
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,950/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,026
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,458
−HK$1,455/mo
Today · 4.125%
HK$48,913
baseline
▲ 0.50% · 4.625%
HK$51,889
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,826/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,204
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,577
−HK$1,393/mo
Today · 4.125%
HK$53,970
baseline
▲ 0.50% · 4.625%
HK$56,815
+HK$2,845/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,940/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,697
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,368
−HK$1,697/mo
Today · 4.125%
HK$57,065
baseline
▲ 0.50% · 4.625%
HK$60,537
+HK$3,472/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$114,130/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,738
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,340
−HK$1,625/mo
Today · 4.125%
HK$62,965
baseline
▲ 0.50% · 4.625%
HK$66,284
+HK$3,319/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$125,930/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,039
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,187
−HK$2,182/mo
Today · 4.125%
HK$73,369
baseline
▲ 0.50% · 4.625%
HK$77,833
+HK$4,464/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,738/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,806
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$78,866
−HK$2,089/mo
Today · 4.125%
HK$80,955
baseline
▲ 0.50% · 4.625%
HK$85,223
+HK$4,268/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,910/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,773 · Scale 2, in force from 26 Feb 2026)