LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,357
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,550
−HK$1,212/mo
Today · 4.125%
HK$40,762
baseline
▲ 0.50% · 4.625%
HK$43,243
+HK$2,481/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,524/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,672
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,816
−HK$1,161/mo
Today · 4.125%
HK$44,977
baseline
▲ 0.50% · 4.625%
HK$47,348
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,954/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,028
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,460
−HK$1,455/mo
Today · 4.125%
HK$48,915
baseline
▲ 0.50% · 4.625%
HK$51,891
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,830/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,206
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,580
−HK$1,393/mo
Today · 4.125%
HK$53,973
baseline
▲ 0.50% · 4.625%
HK$56,818
+HK$2,845/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,946/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,700
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,370
−HK$1,697/mo
Today · 4.125%
HK$57,067
baseline
▲ 0.50% · 4.625%
HK$60,540
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$114,134/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,741
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$61,343
−HK$1,625/mo
Today · 4.125%
HK$62,968
baseline
▲ 0.50% · 4.625%
HK$66,287
+HK$3,319/mo
Deposit HK$5.05M · loan HK$11.77M · min. income ≈ HK$125,936/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,043
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,190
−HK$2,182/mo
Today · 4.125%
HK$73,372
baseline
▲ 0.50% · 4.625%
HK$77,837
+HK$4,465/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,744/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,809
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,869
−HK$2,090/mo
Today · 4.125%
HK$80,959
baseline
▲ 0.50% · 4.625%
HK$85,227
+HK$4,268/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,918/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,803 · Scale 2, in force from 26 Feb 2026)