LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,358
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,551
−HK$1,212/mo
Today · 4.125%
HK$40,763
baseline
▲ 0.50% · 4.625%
HK$43,243
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,526/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,672
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,817
−HK$1,161/mo
Today · 4.125%
HK$44,978
baseline
▲ 0.50% · 4.625%
HK$47,349
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,956/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,029
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,461
−HK$1,455/mo
Today · 4.125%
HK$48,916
baseline
▲ 0.50% · 4.625%
HK$51,892
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,832/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,207
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,580
−HK$1,393/mo
Today · 4.125%
HK$53,973
baseline
▲ 0.50% · 4.625%
HK$56,818
+HK$2,845/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,946/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,701
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,371
−HK$1,697/mo
Today · 4.125%
HK$57,068
baseline
▲ 0.50% · 4.625%
HK$60,541
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,136/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,741
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,344
−HK$1,625/mo
Today · 4.125%
HK$62,969
baseline
▲ 0.50% · 4.625%
HK$66,288
+HK$3,319/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,938/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,044
−HK$4,329/mo
▼ 0.25% · 3.875%
HK$71,191
−HK$2,182/mo
Today · 4.125%
HK$73,373
baseline
▲ 0.50% · 4.625%
HK$77,838
+HK$4,465/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,746/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,810
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,870
−HK$2,090/mo
Today · 4.125%
HK$80,960
baseline
▲ 0.50% · 4.625%
HK$85,228
+HK$4,268/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,920/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,811 · Scale 2, in force from 26 Feb 2026)