LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,360
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,553
−HK$1,213/mo
Today · 4.125%
HK$40,766
baseline
▲ 0.50% · 4.625%
HK$43,246
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,532/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,675
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,820
−HK$1,161/mo
Today · 4.125%
HK$44,981
baseline
▲ 0.50% · 4.625%
HK$47,352
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,962/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,032
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,464
−HK$1,455/mo
Today · 4.125%
HK$48,919
baseline
▲ 0.50% · 4.625%
HK$51,895
+HK$2,976/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,838/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,210
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,584
−HK$1,393/mo
Today · 4.125%
HK$53,977
baseline
▲ 0.50% · 4.625%
HK$56,822
+HK$2,845/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,954/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,704
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,375
−HK$1,697/mo
Today · 4.125%
HK$57,072
baseline
▲ 0.50% · 4.625%
HK$60,545
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,144/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,745
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,348
−HK$1,625/mo
Today · 4.125%
HK$62,973
baseline
▲ 0.50% · 4.625%
HK$66,293
+HK$3,320/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,946/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,048
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,196
−HK$2,182/mo
Today · 4.125%
HK$73,378
baseline
▲ 0.50% · 4.625%
HK$77,843
+HK$4,465/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,756/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,816
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,876
−HK$2,090/mo
Today · 4.125%
HK$80,966
baseline
▲ 0.50% · 4.625%
HK$85,233
+HK$4,267/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,932/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,853 · Scale 2, in force from 26 Feb 2026)