LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,361
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,554
−HK$1,213/mo
Today · 4.125%
HK$40,767
baseline
▲ 0.50% · 4.625%
HK$43,247
+HK$2,480/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,534/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,676
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,821
−HK$1,161/mo
Today · 4.125%
HK$44,982
baseline
▲ 0.50% · 4.625%
HK$47,353
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,964/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,033
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,465
−HK$1,455/mo
Today · 4.125%
HK$48,920
baseline
▲ 0.50% · 4.625%
HK$51,897
+HK$2,977/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,840/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,212
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,585
−HK$1,394/mo
Today · 4.125%
HK$53,979
baseline
▲ 0.50% · 4.625%
HK$56,824
+HK$2,845/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,958/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,706
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$55,376
−HK$1,697/mo
Today · 4.125%
HK$57,073
baseline
▲ 0.50% · 4.625%
HK$60,546
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,146/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,747
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,349
−HK$1,626/mo
Today · 4.125%
HK$62,975
baseline
▲ 0.50% · 4.625%
HK$66,294
+HK$3,319/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,950/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,050
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,198
−HK$2,182/mo
Today · 4.125%
HK$73,380
baseline
▲ 0.50% · 4.625%
HK$77,845
+HK$4,465/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,760/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,818
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,878
−HK$2,090/mo
Today · 4.125%
HK$80,968
baseline
▲ 0.50% · 4.625%
HK$85,236
+HK$4,268/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,936/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,870 · Scale 2, in force from 26 Feb 2026)