LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,363
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,557
−HK$1,212/mo
Today · 4.125%
HK$40,769
baseline
▲ 0.50% · 4.625%
HK$43,250
+HK$2,481/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,538/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,679
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,823
−HK$1,161/mo
Today · 4.125%
HK$44,984
baseline
▲ 0.50% · 4.625%
HK$47,356
+HK$2,372/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,968/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,036
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,468
−HK$1,455/mo
Today · 4.125%
HK$48,923
baseline
▲ 0.50% · 4.625%
HK$51,900
+HK$2,977/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,846/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,214
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,588
−HK$1,393/mo
Today · 4.125%
HK$53,981
baseline
▲ 0.50% · 4.625%
HK$56,827
+HK$2,846/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,962/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,708
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,379
−HK$1,697/mo
Today · 4.125%
HK$57,076
baseline
▲ 0.50% · 4.625%
HK$60,549
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,152/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,750
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,353
−HK$1,625/mo
Today · 4.125%
HK$62,978
baseline
▲ 0.50% · 4.625%
HK$66,298
+HK$3,320/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,956/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,054
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,202
−HK$2,182/mo
Today · 4.125%
HK$73,384
baseline
▲ 0.50% · 4.625%
HK$77,849
+HK$4,465/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,768/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,822
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$78,882
−HK$2,090/mo
Today · 4.125%
HK$80,972
baseline
▲ 0.50% · 4.625%
HK$85,240
+HK$4,268/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,944/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,903 · Scale 2, in force from 26 Feb 2026)