LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,364
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,557
−HK$1,213/mo
Today · 4.125%
HK$40,770
baseline
▲ 0.50% · 4.625%
HK$43,251
+HK$2,481/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,540/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,680
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$43,824
−HK$1,161/mo
Today · 4.125%
HK$44,985
baseline
▲ 0.50% · 4.625%
HK$47,357
+HK$2,372/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,970/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,037
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,469
−HK$1,455/mo
Today · 4.125%
HK$48,924
baseline
▲ 0.50% · 4.625%
HK$51,901
+HK$2,977/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$97,848/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,216
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,589
−HK$1,394/mo
Today · 4.125%
HK$53,983
baseline
▲ 0.50% · 4.625%
HK$56,828
+HK$2,845/mo
Deposit HK$6.73M · loan HK$10.09M · min. income ≈ HK$107,966/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,710
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,380
−HK$1,698/mo
Today · 4.125%
HK$57,078
baseline
▲ 0.50% · 4.625%
HK$60,551
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,156/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,751
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,354
−HK$1,626/mo
Today · 4.125%
HK$62,980
baseline
▲ 0.50% · 4.625%
HK$66,299
+HK$3,319/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,960/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,055
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,203
−HK$2,183/mo
Today · 4.125%
HK$73,386
baseline
▲ 0.50% · 4.625%
HK$77,851
+HK$4,465/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,772/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,823
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,884
−HK$2,090/mo
Today · 4.125%
HK$80,974
baseline
▲ 0.50% · 4.625%
HK$85,242
+HK$4,268/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,948/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,917 · Scale 2, in force from 26 Feb 2026)