LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,367
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,560
−HK$1,213/mo
Today · 4.125%
HK$40,773
baseline
▲ 0.50% · 4.625%
HK$43,254
+HK$2,481/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,546/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,683
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,828
−HK$1,161/mo
Today · 4.125%
HK$44,989
baseline
▲ 0.50% · 4.625%
HK$47,360
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,978/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,040
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,473
−HK$1,455/mo
Today · 4.125%
HK$48,928
baseline
▲ 0.50% · 4.625%
HK$51,905
+HK$2,977/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,856/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,220
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,593
−HK$1,394/mo
Today · 4.125%
HK$53,987
baseline
▲ 0.50% · 4.625%
HK$56,832
+HK$2,845/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$107,974/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,714
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,385
−HK$1,697/mo
Today · 4.125%
HK$57,082
baseline
▲ 0.50% · 4.625%
HK$60,555
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,164/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,756
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,359
−HK$1,626/mo
Today · 4.125%
HK$62,985
baseline
▲ 0.50% · 4.625%
HK$66,305
+HK$3,320/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,970/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,061
−HK$4,330/mo
▼ 0.25% · 3.875%
HK$71,209
−HK$2,182/mo
Today · 4.125%
HK$73,391
baseline
▲ 0.50% · 4.625%
HK$77,857
+HK$4,466/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,782/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,829
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,890
−HK$2,090/mo
Today · 4.125%
HK$80,980
baseline
▲ 0.50% · 4.625%
HK$85,249
+HK$4,269/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,960/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,966 · Scale 2, in force from 26 Feb 2026)