LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,368
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,562
−HK$1,212/mo
Today · 4.125%
HK$40,774
baseline
▲ 0.50% · 4.625%
HK$43,255
+HK$2,481/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,548/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,684
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,829
−HK$1,161/mo
Today · 4.125%
HK$44,990
baseline
▲ 0.50% · 4.625%
HK$47,362
+HK$2,372/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,980/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$630,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,042
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,474
−HK$1,455/mo
Today · 4.125%
HK$48,929
baseline
▲ 0.50% · 4.625%
HK$51,906
+HK$2,977/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,858/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,221
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,595
−HK$1,393/mo
Today · 4.125%
HK$53,988
baseline
▲ 0.50% · 4.625%
HK$56,834
+HK$2,846/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$107,976/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$630,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,715
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,386
−HK$1,698/mo
Today · 4.125%
HK$57,084
baseline
▲ 0.50% · 4.625%
HK$60,557
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,168/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,758
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,361
−HK$1,625/mo
Today · 4.125%
HK$62,986
baseline
▲ 0.50% · 4.625%
HK$66,306
+HK$3,320/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,972/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$630,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,063
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,211
−HK$2,183/mo
Today · 4.125%
HK$73,394
baseline
▲ 0.50% · 4.625%
HK$77,859
+HK$4,465/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,788/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,832
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,892
−HK$2,091/mo
Today · 4.125%
HK$80,983
baseline
▲ 0.50% · 4.625%
HK$85,251
+HK$4,268/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,966/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$630,985 · Scale 2, in force from 26 Feb 2026)