LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,370
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,564
−HK$1,212/mo
Today · 4.125%
HK$40,776
baseline
▲ 0.50% · 4.625%
HK$43,257
+HK$2,481/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,552/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$631,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,686
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,831
−HK$1,162/mo
Today · 4.125%
HK$44,993
baseline
▲ 0.50% · 4.625%
HK$47,364
+HK$2,371/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,986/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$631,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,044
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,476
−HK$1,456/mo
Today · 4.125%
HK$48,932
baseline
▲ 0.50% · 4.625%
HK$51,909
+HK$2,977/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,864/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,224
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,597
−HK$1,394/mo
Today · 4.125%
HK$53,991
baseline
▲ 0.50% · 4.625%
HK$56,837
+HK$2,846/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$107,982/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,718
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,389
−HK$1,698/mo
Today · 4.125%
HK$57,087
baseline
▲ 0.50% · 4.625%
HK$60,560
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,174/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,761
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,364
−HK$1,626/mo
Today · 4.125%
HK$62,990
baseline
▲ 0.50% · 4.625%
HK$66,310
+HK$3,320/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,980/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,066
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,215
−HK$2,182/mo
Today · 4.125%
HK$73,397
baseline
▲ 0.50% · 4.625%
HK$77,863
+HK$4,466/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,794/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,835
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,896
−HK$2,091/mo
Today · 4.125%
HK$80,987
baseline
▲ 0.50% · 4.625%
HK$85,256
+HK$4,269/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,974/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,017 · Scale 2, in force from 26 Feb 2026)