LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,371
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,564
−HK$1,213/mo
Today · 4.125%
HK$40,777
baseline
▲ 0.50% · 4.625%
HK$43,258
+HK$2,481/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,554/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$631,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,687
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,832
−HK$1,161/mo
Today · 4.125%
HK$44,993
baseline
▲ 0.50% · 4.625%
HK$47,365
+HK$2,372/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,986/mo (50% DSR)
Upfront cash ≈ HK$9.04M (deposit + AVD stamp duty HK$631,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,045
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,477
−HK$1,455/mo
Today · 4.125%
HK$48,932
baseline
▲ 0.50% · 4.625%
HK$51,910
+HK$2,978/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,864/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,224
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,598
−HK$1,394/mo
Today · 4.125%
HK$53,992
baseline
▲ 0.50% · 4.625%
HK$56,838
+HK$2,846/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$107,984/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,719
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,390
−HK$1,698/mo
Today · 4.125%
HK$57,088
baseline
▲ 0.50% · 4.625%
HK$60,561
+HK$3,473/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,176/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,762
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,364
−HK$1,626/mo
Today · 4.125%
HK$62,990
baseline
▲ 0.50% · 4.625%
HK$66,311
+HK$3,321/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,980/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,067
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,215
−HK$2,183/mo
Today · 4.125%
HK$73,398
baseline
▲ 0.50% · 4.625%
HK$77,864
+HK$4,466/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$146,796/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,836
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,897
−HK$2,091/mo
Today · 4.125%
HK$80,988
baseline
▲ 0.50% · 4.625%
HK$85,257
+HK$4,269/mo
Deposit HK$1.68M · loan HK$15.14M · min. income ≈ HK$161,976/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,025 · Scale 2, in force from 26 Feb 2026)