LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,372
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,566
−HK$1,212/mo
Today · 4.125%
HK$40,778
baseline
▲ 0.50% · 4.625%
HK$43,260
+HK$2,482/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$81,556/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,689
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,834
−HK$1,161/mo
Today · 4.125%
HK$44,995
baseline
▲ 0.50% · 4.625%
HK$47,367
+HK$2,372/mo
Deposit HK$8.41M · loan HK$8.41M · min. income ≈ HK$89,990/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,047
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,479
−HK$1,455/mo
Today · 4.125%
HK$48,934
baseline
▲ 0.50% · 4.625%
HK$51,912
+HK$2,978/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,868/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,226
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,600
−HK$1,394/mo
Today · 4.125%
HK$53,994
baseline
▲ 0.50% · 4.625%
HK$56,840
+HK$2,846/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$107,988/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,721
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,392
−HK$1,698/mo
Today · 4.125%
HK$57,090
baseline
▲ 0.50% · 4.625%
HK$60,564
+HK$3,474/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,180/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,764
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,367
−HK$1,626/mo
Today · 4.125%
HK$62,993
baseline
▲ 0.50% · 4.625%
HK$66,313
+HK$3,320/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$125,986/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,070
−HK$4,331/mo
▼ 0.25% · 3.875%
HK$71,218
−HK$2,183/mo
Today · 4.125%
HK$73,401
baseline
▲ 0.50% · 4.625%
HK$77,867
+HK$4,466/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,802/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,840
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$78,900
−HK$2,091/mo
Today · 4.125%
HK$80,991
baseline
▲ 0.50% · 4.625%
HK$85,260
+HK$4,269/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$161,982/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,051 · Scale 2, in force from 26 Feb 2026)