LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,378
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,572
−HK$1,213/mo
Today · 4.125%
HK$40,785
baseline
▲ 0.50% · 4.625%
HK$43,266
+HK$2,481/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,570/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,695
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,840
−HK$1,162/mo
Today · 4.125%
HK$45,002
baseline
▲ 0.50% · 4.625%
HK$47,374
+HK$2,372/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,004/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,054
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,486
−HK$1,455/mo
Today · 4.125%
HK$48,941
baseline
▲ 0.50% · 4.625%
HK$51,919
+HK$2,978/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,882/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,234
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,608
−HK$1,394/mo
Today · 4.125%
HK$54,002
baseline
▲ 0.50% · 4.625%
HK$56,849
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,004/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,729
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,400
−HK$1,698/mo
Today · 4.125%
HK$57,098
baseline
▲ 0.50% · 4.625%
HK$60,573
+HK$3,475/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,196/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,773
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,376
−HK$1,626/mo
Today · 4.125%
HK$63,002
baseline
▲ 0.50% · 4.625%
HK$66,323
+HK$3,321/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$126,004/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,080
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,229
−HK$2,183/mo
Today · 4.125%
HK$73,412
baseline
▲ 0.50% · 4.625%
HK$77,879
+HK$4,467/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,824/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,851
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,912
−HK$2,091/mo
Today · 4.125%
HK$81,003
baseline
▲ 0.50% · 4.625%
HK$85,273
+HK$4,270/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,006/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,146 · Scale 2, in force from 26 Feb 2026)