LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,382
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$39,575
−HK$1,213/mo
Today · 4.125%
HK$40,788
baseline
▲ 0.50% · 4.625%
HK$43,270
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,576/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,699
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,844
−HK$1,162/mo
Today · 4.125%
HK$45,006
baseline
▲ 0.50% · 4.625%
HK$47,378
+HK$2,372/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,012/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,058
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,490
−HK$1,456/mo
Today · 4.125%
HK$48,946
baseline
▲ 0.50% · 4.625%
HK$51,924
+HK$2,978/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,892/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,239
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,613
−HK$1,394/mo
Today · 4.125%
HK$54,007
baseline
▲ 0.50% · 4.625%
HK$56,854
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,014/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,734
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,406
−HK$1,698/mo
Today · 4.125%
HK$57,104
baseline
▲ 0.50% · 4.625%
HK$60,578
+HK$3,474/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,208/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,779
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,382
−HK$1,626/mo
Today · 4.125%
HK$63,008
baseline
▲ 0.50% · 4.625%
HK$66,330
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$126,016/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,087
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,236
−HK$2,183/mo
Today · 4.125%
HK$73,419
baseline
▲ 0.50% · 4.625%
HK$77,886
+HK$4,467/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,838/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,858
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$78,920
−HK$2,091/mo
Today · 4.125%
HK$81,011
baseline
▲ 0.50% · 4.625%
HK$85,281
+HK$4,270/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,022/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,205 · Scale 2, in force from 26 Feb 2026)