LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,383
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,577
−HK$1,213/mo
Today · 4.125%
HK$40,790
baseline
▲ 0.50% · 4.625%
HK$43,272
+HK$2,482/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$81,580/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,700
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,846
−HK$1,161/mo
Today · 4.125%
HK$45,007
baseline
▲ 0.50% · 4.625%
HK$47,380
+HK$2,373/mo
Deposit HK$8.42M · loan HK$8.42M · min. income ≈ HK$90,014/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$631,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,059
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,492
−HK$1,456/mo
Today · 4.125%
HK$48,948
baseline
▲ 0.50% · 4.625%
HK$51,926
+HK$2,978/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$97,896/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,240
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,615
−HK$1,394/mo
Today · 4.125%
HK$54,009
baseline
▲ 0.50% · 4.625%
HK$56,856
+HK$2,847/mo
Deposit HK$6.73M · loan HK$10.10M · min. income ≈ HK$108,018/mo (50% DSR)
Upfront cash ≈ HK$7.36M (deposit + AVD stamp duty HK$631,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,736
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,407
−HK$1,699/mo
Today · 4.125%
HK$57,106
baseline
▲ 0.50% · 4.625%
HK$60,580
+HK$3,474/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$114,212/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,781
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,384
−HK$1,626/mo
Today · 4.125%
HK$63,010
baseline
▲ 0.50% · 4.625%
HK$66,332
+HK$3,322/mo
Deposit HK$5.05M · loan HK$11.78M · min. income ≈ HK$126,020/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$631,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,089
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$71,238
−HK$2,183/mo
Today · 4.125%
HK$73,421
baseline
▲ 0.50% · 4.625%
HK$77,889
+HK$4,468/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$146,842/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,861
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$78,922
−HK$2,091/mo
Today · 4.125%
HK$81,013
baseline
▲ 0.50% · 4.625%
HK$85,284
+HK$4,271/mo
Deposit HK$1.68M · loan HK$15.15M · min. income ≈ HK$162,026/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$631,224 · Scale 2, in force from 26 Feb 2026)